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Manufacturing Commercial Risk, Bluestone Advisors


BlueStone Advisors provides more than insurance carrier access to our manufacturing clients. We provide safety consulting and resources, risk management strategies, claim closure, vendor contract review and outsourced HR consulting. By providing proactive services to our manufacturing clients, we will drive down the total cost of insurance. Our additional services are at no additional cost to our clients.

Key Risks to Protect Against

Based on claim data compiled by the insurance industry, the unique risks to protect against associated with manufacturing are:

  • Workers Compensation
  • Products Liability
  • Contractual Liability
  • Employment Practices Liability
  • Business Income

Opportunities to Lower Insurance Premiums


Safety committees, reward programs, LOTO, Machine Guarding, Lifting, Slips/Falls, Forklift training, Return to Work, Light Duty, and Post Accident Drug Testing are just a few of the services provided by BlueStone Advisors to help our manufacturing clients implement a current and effective Safety program.

Self Insure with Stop Loss

Manufacturers, particularly precision machining, life sciences and food, with a low Experience Mod and few workers compensation losses can save up to 60% in premium by incorporating some component of self insuring their workers compensation losses. Contact us prior to your renewal to learn more.

Contractual Liability

Purchase Orders, Vendor Contractors, Certificate of Insurance Tracking, Indemnity Clauses, Additional Insured, Hold Harmless Agreements are just a few services provided by BlueStone Advisors to help our manufacturing clients reduce their liabilities assumed by their contracts.

Claims Management

Quarterly claims reviews and aggressive claim handling is essential to minimizing claim costs. If not monitored, the can spiral out of control and have serious effects on Experience Modification Factors and employee moral.

BlueStone Advisors offers its manufacturing clients an array of risk mitigation and transfer solutions to help them better manage these risks.

Our solutions include:

  • Traditional property/casualty placements
  • Alternative risk mechanisms (pools, captive, etc.)
  • Workers compensation cost containment
  • Employee benefits solutions and placements
  • Risk management information systems
  • Business continuity planning
  • Disaster planning and crisis management
  • Strategic risk assessment
  • Enterprise risk management
  • Pollution and EPA compliance
  • Workforce strategies
  • Special events risk management
  • Claims advocacy

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