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Non-profit Commercial Risk, Bluestone Advisors


BlueStone Advisors understands that every dollar saved in insurance can be used to serve the clients of your non-profit.

We have access to the broadest policies specific to non-profit and have the ability to negotiate premiums aggressively every year. As a valued partner, we offer value added services such as:

Value added services provided by BlueStone Advisors

Board Presentations

BlueStone Advisors routinely makes presentations to the finance committee of the Board of Directors to provide reviews, analysis and updates of the insurance program. This also allows the Directors to ask questions about their personal liability and coverage in place to protect them and the non-profit entity contractual Liability Purchase Orders, Vendor Contractors, Certificate of Insurance Tracking, Indemnity Clauses, Additional Insured, Hold Harmless Agreements are just a few services provided by BlueStone Advisors to help our non-profit clients reduce their liabilities assumed by their contracts.


Quarterly claims reviews and aggressive claim handling is essential to minimizing claim costs. If not monitored, the can spiral out of control and have serious effects on Experience Modification Factors and employee moral.


Safety committees, reward programs, Lifting, Slips/Falls, Carpel tunnel, Return to Work, and Post Accident Drug Testing are just a few of the services provided by BlueStone Advisors to help our non-profit clients implement a current and effective Safety program.

Key Risks to Protect Against

Bases on claim data compiled by the insurance industry, the unique risks associated with the non-profit industry are:

  • Workers Compensation
  • Premises Liability
  • Contractual Liability
  • Professional Liability, including sexual abuse
  • Directors & Officers
  • Auto Liability

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