Directors and Officers Liability (D&O) protects the personal assets of directors and officers from catastrophic financial loss in the event of a legal claim brought against them. The D&O policy also provides coverage for the organization when entity coverage is included, or when the organization is required to indemnify a director or officer for a covered wrongful act.
Errors and Omissions Insurance (E&O) is a specific kind of coverage that protects the firm from allegations of errors or omissions, misleading communication, negligence, but most specifically to any failure to complete or render professional services.
Fidelity Bond and Crime Insurance is insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud.
Fiduciary Liability is protection for directors, officers, employees and employers who are alleged to have breached their fiduciary duty or made mistakes in the management or administration of employee retirement and benefit plans.
Employment Practices Liability (EPL)covers businesses against allegations by workers that their legal rights as employees of the company have been violated. EPLI provides protection against many kinds of employee lawsuits, including:
- Sexual harassment
- Wage and Hour Laws
(Race, Age, Gender, Sex, etc.)
- Employment harassment, including sexual harassment, bullying, and hostile work environment.
- Breach of employment contract
- Negligent evaluation
- Failure to employ or promote
- Wrongful discipline
- Deprivation of career opportunity
- Wrongful infliction of emotional distress
- Wrongful termination
Kidnap, Ransom and Extortion insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.
Representations and Warranties Insurance for both buyers and sellers involved in mergers, acquisitions, divestitures or other business transactions offering protection from financial loss due to inaccuracies in representations and warranties.
Side-A Directors and Officers Liability insurance provides directors and officers with an additional level of defense and dedicated limits to protect their personal assets as a result of adverse litigation.
Lawyers Professional Liability Insurance provides attorneys with malpractice (errors & omissions) coverage for allegations of a loss suffered by third parties arising from acts, errors, and omissions in providing professional legal services. In today’s increasingly litigious environment, attorneys are easily subject to allegations by unhappy clients who may feel they’ve been harmed.